Tiptoeing toward Chicago

I received two pieces of mail from the University of Chicago. So now I've set up my email account there, and I have to start thinking about health insurance. Ah, American health insurance, how it frightens me! The plan offered by the University seems OK, and a little less heartless than I might have feared. But I'm still haunted by memories of Americans telling me they suspected themselves of having, say, diabetes, but didn't want to see a doctor because of the expense. And we're not talking the expense of the potential treatment, just the expense of the check up.